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The steps below are designed to help you create a financial plan and give you access to helpful resources.

Are you a current or aspiring entrepreneur? Now is a great time to start a business or continue investing in your existing business. With any business venture, you will need to manage any earnings you make from your business and your personal finances. Starting a business can be challenging at first but immensely rewarding over time. Investing is also an important part of being a business owner. Check out these personal finance tips for entrepreneurs to make the most of every dollar you earn.

Retirement planning can be a complex task that requires careful consideration to ensure you have enough funds to maintain a comfortable lifestyle during your golden years.

Have you been wrestling with multiple credit card balances, medical bills, or other high-interest obligations? Do you wonder if there’s an easier way to get control of your payments? That’s where personal loans to pay off debt come into play. Essentially, you use the funds from a single loan to consolidate debt, leaving you with one monthly payment instead of several.

If you are ready to take control of your finances yet unsure where to start — this guide is for you. We explain the pros, cons, and application steps so you can decide if using a loan to pay off bills makes sense. Let’s dive in.

As we approach the end of the year, it’s a great time to review your financial situation and take advantage of opportunities to boost your savings. Here are three strategic moves you can make now to set yourself up for a stronger financial start to 2025:

When planning for retirement, it’s crucial to diversify your savings to balance risk and ensure steady growth. One popular savings option that has gained attention over the past year is the Certificate of Deposit (CD). So, are CDs good for retirement? Let’s learn more. This guide will explore whether retirement CDs are a good option for your retirement savings and how to incorporate them into your retirement planning.

Football, friends, and food are a winning trio, but without a game plan, the bill can tackle your wallet before the first snap. This guide turns tips for creating a budget-friendly game day party into an action-packed playbook so you can savor every touchdown without fumbling your finances.

Be proactive in safeguarding your sensitive, personal and confidential information. Protecting this information makes it difficult for someone to assume your identity to commit fraud or other criminal acts. Focus on best practices in these areas to help keep your information safe:

Imagine this: A few years ago, you took out a Home Equity Line of Credit to fund a significant home renovation. Fast forward to today, and you find yourself juggling higher interest rates with steadily climbing payments. Or you may be nearing the end of your draw period and must start repaying both principal and interest.

In these scenarios, you’re not alone. Many homeowners face similar challenges as they reach the end of their HELOC draw period or struggle with fluctuating interest rates. So, what is a HELOC, and can you refinance it? If so, how does the process work? Let’s dive into the details.

Not all advice is created equal when it comes to budgeting and saving money. The financial landscape has changed over the past few decades, and some financial tips have become increasingly unreliable as time goes on. Financial myths get carried down from generation to generation, but it might be time to retire some of them for good. They include topics like renting vs. buying a home, the pros and cons of carrying around debt and other important matters related to your personal finances. If you’ve heard one of these personal finance myths, be sure to take them with a grain of salt.

Are you ready to house hunt, but are wondering "How much mortgage can I afford?" Getting pre-approved for a mortgage can show sellers that you are a serious prospect and give you a leg up on other buyers who jump the gun by visiting open houses without even knowing their budget. In this market, where sellers are getting many offers including cash offers, a pre-approval can help you stand out as a buyer. When you have a documented pre-approval, the seller knows you will be able to get the funding you are offering for the home and you’ll be able to close more quickly and reliably.